Reaction to terror attacks hitting air cargo firms

first_imgBut, 12 years on, Mulders said all cargo express air operators still face a hotch-potch of regulations which do not take into account the low levels of threat to the sector, nor its self regulation designed to weed-out potential terror attacks.He said the situation is unlikely to improve much in most world markets – despite EU efforts to set harmonised safety rules for the sector.“Realistically,” Mulders said, firms will be “operating within non-harmonised, non-threat assessed regulatory regimes, and subjected to industrial and network disruption every time that an aviation terrorist incident occurs which is targeted at a passenger carrying aircraft.” Jaap Mulders, chairman of the European Express Association, a group of Europe-based express delivery firms including the US’s United Parcel Service and Holland’s TPG, said cargo companies had taken a similar hit from regulators to one they suffered after the Lockerbie tragedy 12 years ago.He said Lockerbie “marked a defining point in realistic aviation security”.He added that “knee-jerk reaction to this major incident severely impacted” industry.last_img read more

Decline in cognitive ability leads to fear of upfront costs

first_imgShare Pinterest LinkedIn Share on Facebook Emailcenter_img In 2014, 75.4 million Baby Boomers lived in the United States, according to Pew Research. As this generation continues to age, dialogue will increase on how to manage concerns associated with aging, such as the decline in cognitive ability and retirement decisions. Now, a researcher at the University of Missouri has found that older individuals with lower cognitive abilities are susceptible to behavioral biases, such as being adverse to upfront costs. Michael Guillemette, an assistant professor of personal financial planning in the University of Missouri’s College of Human Environmental Sciences, says that risk aversion, along with lower cognitive ability among older Americans, might explain the lack of demand for certain retirement savings products.“Some financial products, such as annuities, have upfront costs,” Guillemette said. “With a pure-life annuity, an individual will pay an upfront cost that is typically $50,000 or higher and in exchange will receive monthly payments for life. The risk associated with annuities comes from the uncertainty of death. If the full amount of the annuity is not paid out prior to the death of the recipient, the money is lost. In our study, an upfront cost caused people with lower cognitive abilities to shy away from future risky decisions.”In the study, Guillemette and his coauthors Chris Browning and Patrick Payne from Texas Tech University, measured participants’ cognitive function by evaluating respondents’ working memory and numeracy. The analysis considered two hypothetical risky financial prospects, both with equivalent expected returns, but one situation included an upfront cost and the other had no upfront cost. Share on Twitter Results from the study show that individuals with lower cognitive ability exposed to the perceived upfront cost were less willing to take subsequent risk. Results from the study might help explain the low demand for annuity products among older Americans. The results might also explain why companies choose to break up upfront costs in order to increase sales. For example, a large phone company now has a program where you pay for the full cost of the phone over several years.Baby Boomers, on average, have insufficient retirement assets, and a strain on the Social Security System leaves questions for how this generation will support themselves as they age. Annuities can play an important role for older Americans. Serving as a type of insurance, annuities can help protect people from running out of money before death. However, results from this study reveal that the upfront cost associated with annuities might deter older individuals from purchasing these products. Guillemette says that the industry could improve the demand for annuities by breaking the large upfront cost into incremental payments over time. The researchers also say that financial advisors often describe annuity products as investments, but they might be more appropriately framed as insurance products that protect against loss.“The perfect storm is created as individuals age,” Guillemette said. “When they get into their 60s and, especially, 70s it is natural to experience cognitive decline. This becomes detrimental when combined with the fact that as individuals age, they also become more confident in their choices. A Certified Financial Planner who is a fiduciary could be beneficial because he or she could recognize those cognitive shortfalls and work in the individual’s best interest in terms of proper financial decisions.”This study was published in Applied Economics Letters.last_img read more

Elite Football League of India

first_img 1 Share this post Xodius Now there will be another place to play if there is a lockout in 2020 something. Staying on topic though I liked every logo and loved the defenders helmet the best. Members GriffinM6 Sign in to follow this   Posted August 7, 2011 We the North! Moderators 1 1 Posted August 7, 2011 SportsLogos.Net 55 Members Followers 0 SportsLogos.Net 9,940 posts Do you has the five bucks? Link to post Page 1 of 7   Link to post 1,264 Share on other sites 0 0 3,287 touchdownindia Link to post Just saw this from a post on the UniWatch site. Wow. Talk about bringing a professional look to a professional league! So much so I used TouchdownIndia as my username. this newbie posted this in a few threads, so I thought I’d help him out. The stuff is somewhat generic, like a small league here that ive seen logos for. But none of them are really bad.The league will start next year, and was just announced August 5th. Ditka, Jawarski, and Brandon Chillar were investors in this. I thought this was really interesting, too.Future ExpansionLeague officials plan to double the number of teams for the 2013-2014 season and four in each following season until 2022. This expansion would mean that the EFLI would boast 52 teams, one for each Indian city with 1 million or more residents. 18 Share this post microdragon 0 0 7,146 6 Posted August 8, 2011 21,575 raysox I noticed the address on the website is Chicago, IL. Don’t tell me. You guys outsourced management to the States? Panthers Link to post touchdownindia Share on other sites touchdownindia Members Share on other sites Posted August 8, 2011 LMU Panthers LMU Link to post 4,078 Share on other sites 0 26,933 posts Location:Torrance, California thespleenenator Members 34 Location:Tampa, FL 18 Share on other sites Share on other sites 89 4 Jamikel Sports Logos Sport Not affiliated with Recommended Posts raysox 2,271 Lee. 0 71 Location:College 55 Share this post Share this post rams80 7,014 posts 1,264 10,968 posts 4 2,271 Share on other sites Elite Football League of India neo_prankster Share this post FiddySicks 34 Share on other sites 10,716 2,305 7,014 posts Members Members Posted August 6, 2011 Share on other sites Moderators 3,287 Link to post 419 Share on other sites Share on other sites 0 Share on other sites 6 2,271 Location:Tampa GriffinM6 what the hell is ccslc? 1 Link to post Share this post Location:Canada’s Vacation Paradise 10,716 Posted August 8, 2011 1 Share this post Link to post 1 3 3,287 7,146 Members Share this post So, O’Grady has to go to India for business now. Fascinating. 89 Location:North Carolina Location:Cincinnati Members Sports Logo News 0 Share this post 28-9, Sweet 16? Yeah, I’ll take that. Lee. Members 21,575 34 Link to post 133 posts Forums Home Share this post 419 Brian in Boston 0 The artist formally known as Bucfan56 None of the logos are bad, and I actually like some of the color schemes.However, I hate the league name.Either should just be Elite Football League…or Indian Football League. I rarely like when an acronym is used with an “and, in, the, etc” also in there. I love every logo. Well done. Share on other sites thespleenenator 71 touchdownindia Posted August 8, 2011 28-9, Sweet 16? Yeah, I’ll take that. So, O’Grady has to go to India for business now. Fascinating.You may be on to something… Share on other sites Page 1 of 7   The logos are awesome, but the helmet are quite generic. Would’ve liked to see some more time put into the design of them.center_img Banned Epiphany: It’s called the elite football league of India. Does that mean there’s a pretty good football league of India, followed by the average football league of India, and finally the bad football league of India? What if more leagues became more descriptive of themselves? The vastly overpaid steroid powered baseball league of America and one Canadian team? Or the inaccurate ethnic representation of the United Sates and one Canadian team basketball league? Or perhaps the whiny 300 pound men who throw tantrums at 5 million dollar checks football league of the united states? And finally, the nobody really cares except for a few teams where its cold hockey league of united states but mainly Canada? It’s thoughts like these that prevent me from having maintaining a long term relationship. 69 posts Posted August 7, 2011 Share on other sites Link to post Posted August 6, 2011 0 71 Location:Sacramento, California IceCap $1 Cans of PBR 6,930 posts Prev Link to post Posted August 6, 2011 neo_prankster 133 posts Posted August 7, 2011 Share this post Share this post Next 0 Brian in Boston Link to post 26,438 posts Share this post Share this post Favourite Logos:All WLAF logos, Bucs pirate flag, Arizona State pitchfork, Notre Dame leprechaun, Albany Firebirds, Iowa Barnstormers, SD State eagle warrior 0 0 TouchdownIndia is Tom. Just waiting for proof for permaban purposes. Link to post IceCap To all new posters: please search for the members “bricknivy”, “meangreen”, “spanishinquisition”, and am I missing anyone else Tom?Or just look for previous mentions of gameplan creative. 0 My favorites of the bunch are Hyderabad, Mumbai and Delhi.try this 1,240 posts By raysox, August 6, 2011 in Sports Logo News thespleenenator 45,948 posts Members Cola Link to post Location:College Share on other sites 71 Forums Home 10,716 My favorites of the bunch are Hyderabad, Mumbai and Delhi. Sport 1 Posted August 7, 2011 1,264 Posted August 8, 2011 I really like the Vipers color scheme and helmets. 0 microdragon 23,667 posts 4,793 posts Wow. A red tiger logo for a team called the Black Tigers. Gameplan Creative really dropped the ball. 21,575 2,305 Posted August 7, 2011 2018 NFC West Champs! Banned touchdownindia Prev Peachy Thanks for popping by, Mr. O’Grady. Couldn’t resist a bit of self-promotion, huh? 0 419 5 13,075 Location:St. Petersburg, FL 1 Share this post Posted August 7, 2011 1 1 55 Banned 18 0 13,075 FiddySicks Sports Logo News 71 4,078 Cola Favourite Logos:Pensacola Blue Wahoos Primary Posted August 6, 2011 4,078 Sports Logos touchdownindia 0 Share this post thespleenenator Xodius 2 Share on other sites 3 Link to post Members Favourite Logos:Sacramento Republic FC Followers 0 Hi Brian- Hope you are well. You humor, wit and dry sense of humor have been missed. How have you been? Congratulations on the Stanley Cup win by the way. The launch of a new American-style football league in a country the size (and income potential) of India is an ENORMOUS story. How a League brands itself and its’ teams identities a perfect topic for sites such as Creamer, UniWatch and other sports branding blogs. I look forward to feedback from Creamer and UniWatchers since there are still small things we want to work out on the marks and this forum is ideal to listen to ideas and suggestions for the new League. Forum members, please let me know your thoughts? I welcome the chance to take suggestions and make those for the next wave of revisions moving forward.I hope you enjoy the new work and the chance to dialogue on a project of this scope. 71 0 133 posts Posted August 6, 2011 1 Link to post Posted August 8, 2011 Members 707 posts Members 0 Thanks everyone for all the positive words and ideas. It’s refreshing to see a new group on the Creamer site who embrace what they see and not succumb to the “mob” mentality of the old forum members from the back in the day. A breath of fresh air and greatly appreciated by the designers who did such a great job on the EFLI brand identity. Special thanks to Chris Creamer and RaySox for allowing us a forum to present our work. Greatly appreciated. And please continue to provide your feedback, it’s already stirred some new thinking. Link to post Location:Atlanta 0 Share on other sites Share this post 12,366 posts Share this post 31,371 posts rams80 0 0 89 2,305 7,146 Banned 35,626 posts Location:Back to Back division titles! First time since 78-79 (!!) Sign in to follow this   I love how the Gladiators logo is clearly based on Russell Crowe’s helmet from the movie of the same name. Next Elite Football League of India All Activity Posted August 8, 2011 Share on other sites Share on other sites 2 Posted August 6, 2011 Jamikel Banned 5 All Activity Football League of India launched – MumbaiAmerica?s top sport and one of the world’s most powerful economic forces in professional sports, American football, is all set to change the sporting landscape in India with the launch of the Elite Football League of India. 5th August 2011America?s top sport and one of the world’s most powerful economic forces in professional sports ? American football ? is all set to change the sporting landscape in India with the launch of the Elite Football League of India(EFLI). The inaugural season of the EFLI will be played from November 2012through to February 2013.The first season of EFLI will be held at a custom-fit stadium in Pune between eight teams from Delhi, Mumbai, Goa, Bhubaneswar, Delhi, Hyderabad, Kolkata, Punjab and hosts Pune. Each team will play the other twice, which adds up to 56 games plus two play-off games to decide the top teams. One of the country?s leading sports broadcasters is on-board with the story with the intention of being the official broadcast partner and will air the games, including the Saturday and Sunday games as well as 13 Monday Night Football games.Speaking at the inauguration, Sunday Zeller, Founder, EFLI said, ?The launch of EFLI in India is a momentous occasion for us and indeed for the game. American Football is an inherent part of the American way of life. With a history of over 100 years, the game has acquired cult status in US, which can be mapped alongside its history. India has been known to assimilate cultures like very few countries have done, and that, coupled with the immense pool of talent makes it an ideal choice for a concept like EFLI. We are certain that these factors will combine to make India a force to reckon with in this great game of American Football, apart from creating the most lucrative sports league in the country.?The EFLI will comprise of Indian players and coaching staff who will be ably supported by professionals from American teams. One of the purposes of EFLI is to promote football as a culture and to do that a lot of programmes will be conducted at schools and colleges across India to provide opportunities for deserving candidates at the grassroots level. In the subsequent seasons, similar programmes will be conducted in Sri Lanka, Bangladesh, Nepal and Pakistan. The idea is to eventually attract talent from all these nations to be a part of EFLI which will add a lot of flavour to the league.The EFLI will work on a franchisee model, and like all franchise sports, the team ownership will be determined through auctions. What differentiates EFLI from other sports operating on the same model is that the bidding for ownership would be open to Indian and non-Indian bidders alike, making it the first truly international sport league in India. The games will be broadcast on television and will be well supportedby other forms of marketing including the very attractive merchandising model which has proven its worth in recent years. In addition, are the opportunities present in the electronic, fantasy gaming and new media platforms all of which offer explosive potential to brands for consumers outreach.Talking at the opportunities offered by EFLI, Richard Whelan, CEO, EFLI said, ?With a population of over a billion and one of the highest rates of economic growth, India is beyond doubt a great market for the sports and entertainment sectors. A concept like EFLI presents a huge opportunity and the perfect platform for brands, both, currently operating in India and thoseplanning to enter the Indian market, to get visibility and reach out to theirpotential consumers.?The EFLI has been working with the Government of India and the Sports Authority of India (SAI) to bring this sport to India. The SAI recently allowed its facility in Balewadi (Pune) to be used for an orientation programme conducted by EFLI. SAI has also consented to support such programmes across other major cities which will host similar programmes in due course of time. On its part, the Elite Football Federation ofIndia (EFFI) will share 15% of its revenue with the Ministry of Sports, Government of India which will go towards maintaining many of its ongoingprogrammes and facilities.Speaking about the partnership, Manohar Bangera, COO, EFLI, said, ?Sport as a culture and way of life is a relatively recent phenomenon in India. While the government agencies do their bit to promote sport, in our opinion, the private organisations including sports governing bodies and corporates have as much responsibility. We are glad that the Government of India and the Sports Authority of India have been very forthcoming and supportive for EFLI and hopethat this is just the beginning of a historical and mutually beneficial partnership.? Link to post Share this post 13,075 Go To Topic Listing Link to post This topic is now closed to further replies. Share this post Link to post 2,439 posts Elite Football League of Indialast_img read more